PayPal rallies 15% after announcing ChatGPT digital wallet integration and upgraded guidance

Shares of PayPal Holdings surged 15 percent after the company revealed plans to embed its digital wallet directly within OpenAI’s ChatGPT ecosystem. The fintech giant also raised its full-year earnings per share guidance by 8 percent, citing efficiency gains and transaction growth. Analysts said the move could broaden PayPal’s payment reach across conversational interfaces, creating a new high-margin distribution channel. Investors welcomed the news as the stock’s biggest single-day jump in over a year, signaling revived optimism in the company’s AI-led fintech roadmap.