ICICI Bank Q2 profit rises 5% to ₹12,359 crore on retail loan growth

ICICI Bank reported a 5% year-on-year increase in net profit to ₹12,359 crore for Q2 FY26, driven by retail loan expansion and lower provisions. Net interest income grew 7.4% to ₹21,529 crore while NIM stood at 4.1%. Operating expenses rose 6% due to branch expansion. Asset quality remained stable with gross NPAs at 2.62%. Management expects steady credit growth and strong deposit traction in H2.