positive
Recently
Digital Platforms Streamline Loan Against Mutual Funds Process
Digital processing has made loans against mutual funds faster, transparent, and more accessible across fintech ecosystems.
The application process for loans against mutual funds has been fully digitized by banks and fintech platforms. Investors can authenticate folio details, approve lien marking through registrar portals such as CAMS or KFintech, and receive disbursal within hours. Credit limits are automatically adjusted based on market value. The digital model has reduced turnaround time from days to minutes and improved transparency in loan management. This transformation reflects India’s growing shift toward paperless, technology-driven personal finance solutions.