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Five Key Benefits of Opting for Loan Against Mutual Funds
LAMF offers low-cost liquidity while retaining fund ownership, flexible draw-downs, and fast disbursals through automated lien marking and reduced documentation.
A Loan Against Mutual Funds (LAMF) provides access to liquidity while preserving investment continuity. Interest applies only on the utilised portion, and collateralised loans typically feature lower rates than unsecured credit. LTV ratios range between 45 % and 80 %, allowing flexible draw-downs as per financial needs. Borrowers retain portfolio ownership and potential returns during the loan period.
Automated underwriting and lien marking have reduced processing time, enabling quick fund disbursals. The structure supports both personal and business financing objectives with minimal paperwork.