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LAMF for Entrepreneurial Seed Funding the Growth Capital Hack
Founders can now use LAMF as a quick, non-dilutive capital alternative to early-stage VC, borrowing at sub-10% interest while keeping 100% equity.
Entrepreneurs can now leverage Loan Against Mutual Funds (LAMF) as a non-dilutive capital source, borrowing up to 80% of equity MF value at interest rates between 8.5% and 9.5%.
This approach enables founders to raise liquidity without sacrificing equity. Compared with early-stage VC funding that often dilutes 10–20% ownership, LAMF offers a cheaper cost-of-debt model with faster disbursal-typically within 24-48 hours.
The overdraft mechanism provides flexible withdrawal and repayment options, allowing founders to manage business cycles efficiently while maintaining full ownership.