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Unlocking ELSS: How LAMF Provides Liquidity on Locked-in Investments
Investors can pledge ELSS units under LAMF for liquidity without breaking tax benefits or long-term goals.
Equity-Linked Savings Schemes (ELSS) are locked for three years, limiting access during emergencies.
A Loan Against Mutual Funds (LAMF) allows investors to pledge eligible ELSS units for liquidity without losing tax benefits or disrupting investment goals. This solution provides short-term cash flow while keeping the long-term compounding intact.
The same approach applies to select debt mutual funds with similar lock-in structures, giving investors flexibility without compromising tax efficiency.