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Minimum Pension Levels Expected Under the Unified Pension Scheme
UPS is projected to offer higher minimum pension amounts tied to pay and service, increasing income certainty for retiring government employees.
UPS is expected to provide higher minimum pension levels for central government employees compared to NPS. Benefits depend on last drawn pay and qualifying service. The scheme aims to ensure predictable retirement income instead of market-based variability. Employees nearing retirement may see substantial improvement in pension stability.
To understand the next UPS change, read Article 3.