Kotak Savings Fund - Direct (IDCW-M) - Mutual Fund Analysis | Complete Fund Review with Performance, Portfolio, and Risk Analysis
Comprehensive analysis of Kotak Savings Fund - Direct (IDCW-M) (16003) providing detailed insights into fund performance, portfolio holdings, risk metrics, expense ratios, and investment recommendations.
Kotak Savings Fund - Direct (IDCW-M)
Kotak Mahindra Asset Management Company Ltd
To generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk.
Fund Health Radar
A comprehensive at-a-glance view of key mutual fund health indicatorsHover or click any card to view detailed metrics
Performance
Moderate Returns
Risk
Moderate Risk
Expenses
Low Expense Ratio
Portfolio Mix
Debt Focused
Management
Experienced Team
Quality Score
Average Quality
Kotak Savings Fund - Direct (IDCW-M) - NAV History (1Y)
Showing 1Y NAV history
Performance across different time periods
Neutral Entry Point
Fund shows mixed signals. Consider your investment timeline and risk tolerance.
Review detailed analysis and consider dollar-cost averaging through SIPs.
Neutral Entry Point
Fund shows mixed signals. Consider your investment timeline and risk tolerance.
Review detailed analysis and consider dollar-cost averaging through SIPs.
Key Factors Analysis
Alpha Generation
Outperformance vs benchmark
Management Stability
Fund manager experience
1-Year Returns
Recent performance momentum
Cost Efficiency
Fund management costs
Risk Assessment
Risk-adjusted returns
Fund Size
Assets under management
Long-term Track Record
Historical performance consistency
Equity Exposure
Market exposure level
Investment Timing Insights
See how your money can grow and compare with popular investment options
Your Investment
Compare With Popular Options
Disclaimer: Returns are illustrative and based on assumed rates. Mutual fund investments are subject to market risk. Please read scheme documents carefully.
Risk Metrics (3 Years)
Risk Level
| Company | Industry | % Assets |
|---|---|---|
| Canara Bank | Banks - Public Sector | 6.54% |
| GSEC2025 | Govt. Securities | 5.03% |
| TBILL-364D | T Bills | 4.87% |
| Bajaj Housing Finance Ltd | Finance - Housing - Large | 4.69% |
| IndusInd Bank Ltd | Banks - Private Sector | 3.66% |
| Union Bank of India | Banks - Public Sector | 3.35% |
| Indian Bank | Banks - Public Sector | 3.05% |
| REC Ltd | Finance - Term-Lending Institutions | 3.00% |
| Axis Bank Ltd | Banks - Private Sector | 2.90% |
| Bharti Telecom | Debt Others | 2.78% |
Compare against Ultra Short Duration Fund category average
Performance Summary
This comparison shows how the fund performs relative to the Ultra Short Duration Fund category average. Positive values indicate outperformance, while negative values show underperformance.
Compare with similar funds in Ultra Short Duration Fund category
Kotak Savings Fund - Direct (IDCW-M) vs Category Average
Similar Funds Comparison
| Fund Name | NAV | 6M | 1Y | 3Y |
|---|---|---|---|---|
| SBI Magnum Ultra Short Duration Fund-Dir (G) | ₹6197.35 | 3.84% | 7.56% | 7.30% |
| SBI Magnum Ultra Short Duration Fund - (G) | ₹6086.46 | 3.74% | 7.34% | 7.07% |
| UTI-Ultra Short Duration Fund - Direct (G) | ₹4636.36 | 3.90% | 7.76% | 7.42% |
| Nippon India Ultra Short Duration Fund - Direct (G) | ₹4532.72 | 4.05% | 7.96% | 7.66% |
| UTI-Ultra Short Duration Fund (G) | ₹4313.80 | 3.59% | 7.11% | 6.82% |
| Canara Robeco Ultra Short Term Fund - Dir (G) | ₹4116.83 | 3.84% | 7.52% | 7.09% |
| Nippon India Ultra Short Duration Fund (G) | ₹4101.59 | 3.66% | 7.18% | 6.85% |
| Canara Robeco Ultra Short Term Fund (G) | ₹3863.93 | 3.55% | 6.90% | 6.51% |
| DSP Ultra Short Fund - Direct (G) | ₹3774.90 | 4.00% | 7.86% | 7.50% |
| DSP Ultra Short Fund (G) | ₹3464.58 | 3.62% | 7.09% | 6.72% |
Category Average Returns
Deepak Agrawal
A seasoned investment professional with over 13 years of experience in equity research and fund management. Known for consistent performance and a disciplined investment approach focused on quality growth stocks.