The Federal Home Loan Bank of New York (FHLBNY) announced a 7.60% annualised dividend for the third quarter of 2025, approved on 20 November and payable to members on 21 November. The payment underscores the institutional liquidity and support role that FHLBank system banks provide in U.S. housing finance markets, especially as rate-sensitive funding pressures persist. Analysts say such strong dividends can boost local community lending budgets and reflect healthy earnings in the banking cooperative sector, though broader macro headwinds remain.