Life Insurance Corporation of India’s stock rose 4 percent on November 10 after quarterly earnings exceeded street estimates. The insurer reported strong premium income, improved persistency ratios, and higher renewal collections. Embedded value rose 6 percent sequentially, while total new-business premium increased 18 percent year-on-year. Profit after tax improved due to higher investment income and lower claim ratios. Management reaffirmed focus on expanding digital distribution and individual non-participating segments to enhance margins. The results reinforced optimism in India’s insurance sector and LIC’s leadership position.