India’s gold loan sector expanded by ₹1 lakh crore over the last six months, reflecting a surge in borrowing against family gold amid rising liquidity needs. The Reserve Bank of India data shows households unlocking assets to meet personal and business financing requirements. Analysts note that this trend highlights the resilience of collateral-based lending during economic fluctuations. Gold loan growth supports consumption and small-scale enterprise liquidity, while banks manage risk through strict appraisal procedures. This expansion underscores gold’s role as a financial asset during periods of market uncertainty.