Mahindra & Mahindra Financial Services achieved consolidated net profit of ₹566 crore for the September quarter, up 45 percent year-on-year, propelled by expanding rural lending and stable funding costs. Net interest income advanced 12 percent to ₹1,812 crore, supported by strong vehicle and farm-equipment financing. The lender’s asset quality improved with gross NPAs down to 4.4 percent from 5.9 percent a year earlier. Executives highlighted tighter credit filters, diversified portfolios, and technology-led originations as key enablers of sustained profitability through FY26.