Stablecoin payment volumes surged roughly 70% since July after the U.S. introduced clearer regulatory frameworks for digital assets. Retailers and fintech companies report increased acceptance of dollar-pegged stablecoins for B2B and consumer transactions. Analysts expect blockchain settlement infrastructure to integrate further with traditional banking networks over the next year. The development signals greater mainstream adoption of digital payments while raising compliance and cybersecurity concerns for regulators overseeing the evolving stablecoin ecosystem.