Procter & Gamble gained 2% on stronger household product sales, while Target traded flat after cutting staff and citing weaker footfall. Analysts said the divergence underscores uneven consumer sentiment as credit conditions tighten. P&G’s margin discipline and pricing power offset global softness, but retailers face headwinds from cautious shoppers. Market watchers warn that holiday demand may underperform if credit delinquencies rise into Q4.