Getting a Loan Against Mutual Funds (LAMF) online takes only minutes. Visit your preferred bank or NBFC’s website—like HDFC, ICICI, or Bajaj Finance—and log in to your account. Select ‘Loan Against Securities’ or ‘LAMF’ from the dashboard. Choose mutual fund units from your demat account to pledge. The system instantly calculates the eligible amount based on NAV and LTV limits. E-sign the agreement via Aadhaar OTP, and funds are credited directly to your bank account—no physical paperwork or branch visits required.