Mutual funds including Bharat Bond FOF, Kotak US Specific Equity Passive FoF, and HDFC Floating Rate Debt Fund delivered robust three-year CAGR returns, drawing steady inflows from risk-averse investors. The performance reflects strong portfolio diversification, stable interest rate cycles, and rising demand for hybrid and passive strategies offering balanced growth. Analysts said the trend highlights a shift toward conservative allocation as investors seek predictable yields amid global market volatility.