The Employees' Provident Fund Organisation (EPFO) has maintained the 8.25% interest rate on provident fund deposits for FY 2024-25, following record surpluses. Over 6.8 crore Indian employees benefited from provident fund accruals, supported by strong payroll growth and investment gains across the EPFO portfolio. Retaining the rate ensures stable returns for members and reflects the EPFO’s prudent and conservative investment strategy, even amid fluctuating global interest rates. This decision underscores the organisation’s focus on safeguarding retirement savings while balancing growth opportunities.