Bengaluru-based fintech startup Oolka has raised $7 million in seed funding from Lightspeed India, Z47 and other investors. The firm is building AI-driven finance tools to improve access, credit decisioning, and customer experience in underserved markets. With this round, Oolka plans to expand its product offerings and grow its engineering team, targeting both Indian and Southeast Asian markets. Observers say the deal marks growing investor interest in vertical AI fintech plays.